Mix bananas, sugar, and eggs together until bananas are smoothish.
Add in flour, baking soda, and oil. Mix until incorporated.
Pour batter into a 9 inch loaf pan.
Sprinkle chocolate chips over top of loaf
Bake at 350 for 45 to 60 minutes.
* to make muffins divide batter evenly into a 12 spot cupcake pan and bake for 25 minutes